Terms of Service

Last updated: January 2026

1. Middleware role

Peppa operates strictly as an enterprise software middleware provider to licensed financial institutions. All fiat accounts, FX transactions, and compliance validations remain under the regulatory perimeter of the partner institution.

2. Partner agreements

Use of Peppa's platform is governed by the executed master services agreement between Peppa and each partner. These public terms summarize baseline expectations and do not replace contractual terms.

3. Acceptable use

Partners agree to use Peppa's services in compliance with all applicable laws and regulations and to maintain the required licenses for their regulated activities.

4. Limitations

Peppa's liability is limited to the extent permitted by law and by the executed partner agreement. Peppa is not the counterparty to any underlying financial transaction.

5. Contact

Questions about these terms can be sent to legal@peppa.io.